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    Time-Sensitive — Florida 14-Day Rule

    Injured in a Car Accident? Don't Wait. Get Checked Now.

    Under Florida law, you have only 14 days to seek treatment after an auto accident. We'll document everything you need for your claim.

    Auto Injury Experience Since 2009Same-Day AppointmentsMost Insurance AcceptedWe Bill PIP Directly

    The Florida 14-Day Rule

    Florida's PIP Insurance law requires you to see a medical provider within 14 days of your accident, or you may lose your insurance benefits entirely.

    At University Physical Medicine, both our chiropractor AND nurse practitioner can evaluate and document your injuries — strengthening your claim and protecting your benefits.

    Don't let the clock run out.

    What We Treat

    Common auto accident injuries we see — and resolve — every week.

    Whiplash

    The #1 car accident injury — even in low-speed collisions.

    Neck & Back Pain

    Spinal misalignment from impact forces.

    Post-Accident Headaches

    Often caused by cervical trauma or concussion.

    Herniated / Bulging Discs

    Disc injuries that may worsen without treatment.

    Soft Tissue Injuries

    Muscle, ligament & tendon damage from impact.

    Numbness & Tingling

    Nerve compression from spinal misalignment.

    Shoulder & Hip Pain

    Joint injuries from seatbelt or impact forces.

    The Integrated Advantage

    Why accident victims choose UPM over single-provider clinics.

    Other Clinics

    • Single chiropractor only
    • Limited injury documentation
    • You coordinate with other providers
    • Generic treatment protocols
    • No attorney coordination

    University Physical Medicine

    • Chiropractor + Medical Doctor under one roof
    • Comprehensive legal-grade documentation
    • All therapies and imaging in-house
    • 15+ years auto injury experience
    • Full attorney & insurance coordination

    Your Recovery Timeline

    What to expect from day one through full recovery.

    1
    Day 1

    Emergency Evaluation & Documentation

    Same-day exam, digital X-rays, and thorough injury documentation.

    2
    Week 1-2

    Begin Your Treatment Plan

    Chiropractic adjustments, soft tissue therapy, and pain management.

    3
    Week 3-6

    Progressive Recovery

    Ongoing treatment, updated documentation, and functional improvement.

    4
    Week 6-12

    Advanced Therapies If Needed

    Regenerative options, continued adjustments, and progress evaluation.

    5
    Ongoing

    Full Coordination

    We coordinate with your attorney and insurance throughout your entire case.

    Working With an Attorney? We Make Their Job Easier.

    Our medical documentation meets the standards required by insurance companies and personal injury attorneys. We provide comprehensive records including exam findings, imaging, treatment plans, and progress notes.

    Don't have an attorney yet? We can help connect you with a trusted local personal injury attorney.

    Accident Patients Who Found Relief

    "Dr. B and everyone there are always so friendly and genuinely concerned with where you're going in recovery. So happy I chose this office after my car accident!"

    Karen P.

    "After my rear-end collision I could barely turn my head. Dr. Belletto got me in the same day, documented everything, and within 6 weeks I was back to normal. My attorney said their records were the best he'd seen."

    Marcus D.

    "I didn't think I was hurt after my accident — just a little sore. Turns out I had two bulging discs. So grateful I came in within the 14-day window. They handled everything with my insurance."

    Ashley R.

    Get Your Free Auto Accident Evaluation

    Fill out the form and we'll contact you within 1 hour during business hours.

    I've already contacted an attorney

    We respond to all accident inquiries within 1 hour during business hours.

    After hours? Call (850) 576-2129 and leave a message. We'll call you first thing.